A clear path
out of debt.

New York & New Jersey Debt Relief

We help everyday people settle credit card and student loan debt, defend collection lawsuits, and stop creditor harassment, often without filing for bankruptcy.

Get my free review Call (888) 301-0584

Recognized by

★ 10.0 Avvo Rating

Super Lawyers Selectee

NACA Member Attorney

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Bankruptcy Debt Settlement

Lawsuit Defense Student Loans

✦ Stop Collector Harassment ✦ Free Confidential Case Review ✦ Serving New York & New Jersey ✦ Settle For Less Than You Owe ✦ Stop Collector Harassment ✦ Free Confidential Case Review ✦ Serving New York & New Jersey ✦ Settle For Less Than You Owe ✦ Stop Collector Harassment ✦ Free Confidential Case Review

We believe getting out of debt isn't only about clearing a balance, it's about getting your life back.

How We Help

Every debt situation is different. We start by listening, then map the route that protects your income, your credit, and your peace of mind.

/ 01

Bankruptcy

Chapter 7 and Chapter 13 guidance when a true fresh start is the right move, handled with care from filing to discharge.

/ 02

Debt Settlement

Negotiating credit card and personal loan balances down to a fraction of what you owe, often without filing for bankruptcy.

/ 03

Lawsuit Defense

Being sued by a creditor or debt buyer? We answer the summons, challenge the paperwork, and fight for a dismissal or a fair settlement.

/ 04

Student Loans

Real strategies for federal and private borrowers, from repayment and consolidation to defending private student loan lawsuits.

Free Case Review

A confidential look at your debt and your real options, at no cost and no pressure.

10.0

Avvo Rating

A top peer and client rating for service, ethics, and results in consumer debt law.

NY & NJ

Licensed To Help

Advising and defending consumers across New York and New Jersey.

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Representative Matter Kings County Court

How We Win

Winning a debt case isn't about stalling, it's about dismantling the creditor's paperwork.

Collection Lawsuit, Dismissed

When a debt buyer sued our client over a charged-off credit card balance, we demanded proof that they actually owned the account. They could not produce it. We moved to dismiss, and the case was thrown out.

See if we can help

“

I was getting calls every day and a lawsuit I didn't understand. They took over, dealt with the creditors, and settled it for far less than I owed. I can finally breathe.

D. Rivera

Client, Brooklyn NY

Take the first step
out of debt.

Tell us what you're dealing with. Your first case review is free, confidential, and there's no obligation.

Call (888) 301-0584 or request a free review online

A clear path out of debt.